Personal Car Leasing Deals (PCH)
Upgrade your daily drive without the hefty price tag of buying outright.
At Express Vehicle Contracts, we offer some of the most competitive personal car leasing deals in the UK. Whether you are looking for an economical city runaround, a spacious family SUV, or a premium electric vehicle, our Personal Contract Hire (PCH) agreements put you behind the wheel of a brand-new car for a fixed, affordable monthly payment.
Special Offer
In Stock
Pre Registered Vehicle
Inc Metallic Paint
Nissan Qashqai
22 Variants Available
£2,572.56 initial rental
48 months
5,000 miles p/a
From
£214.38
pm inc VAT
Special Offer
Cupra Raval
7 Variants Available
£2,596.80 initial rental
24 months
5,000 miles p/a
From
£216.40
pm inc VAT
Special Offer
In Stock
Pre Registered Vehicle
Inc Metallic Paint
Peugeot 2008
7 Variants Available
£2,638.32 initial rental
36 months
5,000 miles p/a
From
£219.86
pm inc VAT
Special Offer
In Stock
Pre Registered Vehicle
Inc Metallic Paint
Skoda Kamiq
14 Variants Available
£2,792.88 initial rental
36 months
5,000 miles p/a
From
£232.74
pm inc VAT
Special Offer
Omoda 5
6 Variants Available
£2,879.88 initial rental
48 months
5,000 miles p/a
From
£239.99
pm inc VAT
Special Offer
In Stock
Pre Registered Vehicle
Inc Metallic Paint
Peugeot 5008
17 Variants Available
£3,350.16 initial rental
36 months
5,000 miles p/a
From
£279.18
pm inc VAT
Special Offer
In Stock
Pre Registered Vehicle
Inc Metallic Paint
Volvo XC90
41 Variants Available
£6,446.88 initial rental
36 months
5,000 miles p/a
From
£537.24
pm inc VAT
Special Offer
In Stock
Pre Registered Vehicle
Inc Metallic Paint
Volkswagen Touareg
1 Variant Available
£6,601.44 initial rental
36 months
5,000 miles p/a
From
£550.12
pm inc VAT
Dacia Spring
5 Variants Available
£2,314.80 initial rental
48 months
5,000 miles p/a
From
£192.90
pm inc VAT
Leapmotor T03
1 Variant Available
£2,474.76 initial rental
48 months
5,000 miles p/a
From
£206.23
pm inc VAT
Kia Picanto
6 Variants Available
£2,805.36 initial rental
48 months
5,000 miles p/a
From
£233.78
pm inc VAT
Dacia Sandero
3 Variants Available
£2,823.84 initial rental
48 months
5,000 miles p/a
From
£235.32
pm inc VAT
Hyundai Inster
8 Variants Available
£2,874.84 initial rental
48 months
5,000 miles p/a
From
£239.57
pm inc VAT
Toyota Aygo X
8 Variants Available
£2,907.24 initial rental
48 months
5,000 miles p/a
From
£242.27
pm inc VAT
Nissan Micra
4 Variants Available
£2,946.24 initial rental
48 months
5,000 miles p/a
From
£245.52
pm inc VAT
Dacia Sandero Stepway
3 Variants Available
£3,015.60 initial rental
48 months
5,000 miles p/a
From
£251.30
pm inc VAT
Hyundai i20
16 Variants Available
£3,064.08 initial rental
48 months
5,000 miles p/a
From
£255.34
pm inc VAT
Hyundai i10
23 Variants Available
£3,072.36 initial rental
48 months
5,000 miles p/a
From
£256.03
pm inc VAT
Suzuki Swift
5 Variants Available
£3,080.40 initial rental
48 months
5,000 miles p/a
From
£256.70
pm inc VAT
Volkswagen Polo
13 Variants Available
£3,281.88 initial rental
48 months
5,000 miles p/a
From
£273.49
pm inc VAT
MG Motor UK MG3
3 Variants Available
£3,285.24 initial rental
48 months
5,000 miles p/a
From
£273.77
pm inc VAT
Nissan Juke
14 Variants Available
£3,311.40 initial rental
48 months
5,000 miles p/a
From
£275.95
pm inc VAT
Seat Ibiza
12 Variants Available
£3,323.40 initial rental
48 months
5,000 miles p/a
From
£276.95
pm inc VAT
Fiat 500
10 Variants Available
£3,327.12 initial rental
48 months
5,000 miles p/a
From
£277.26
pm inc VAT
Benefits of Personal Contract Hire
Leasing a car for personal use has never been more popular. Here is why thousands of drivers are switching to PCH.
1
Fixed Monthly Budgeting
With fixed monthly payments, you know exactly what your motoring costs are each month, protecting you from unexpected fluctuations in interest rates
2
Drive the Latest Models
Leasing allows you to drive a brand-new car equipped with the latest safety features, in-car technology, and fuel-efficient engines every few years.
3
Zero Depreciation Worries
Cars lose a significant portion of their value the moment they are driven off the forecourt. With PCH, the leasing company takes the financial hit of depreciation—not you.
4
Manufacturer Warranty Included
Because you are driving a brand-new vehicle, your car will be covered by the standard manufacturer’s warranty for the duration of most lease terms, giving you ultimate peace of mind.
FAQs About Personal Leasing
No, standard Personal Contract Hire (PCH) agreements do not include motor insurance. You are responsible for arranging a fully comprehensive insurance policy for the vehicle, which must be active from the day your new car is delivered.
If you exceed your total contracted mileage by the end of your lease term, you will simply be charged an excess mileage fee. This is calculated on a fixed 'pence per mile' basis, which is clearly outlined in your contract before you sign. If you realise your driving habits have changed part-way through your lease, let us know—we can often work with the finance provider to amend your mileage allowance mid-contract.
No. Personal Contract Hire (PCH) is strictly a long-term rental agreement, meaning there is no option to purchase the vehicle at the end of your term. The major benefit of this is that you avoid the hassle of depreciation and selling a used car; you simply hand the keys back and can immediately upgrade to a brand-new model.
As the driver, you are responsible for ensuring the vehicle is serviced in line with the manufacturer’s recommended schedule. However, to make budgeting easier, you can add an optional maintenance package to your lease. This rolls the cost of routine servicing, premium replacement tyres, and MOTs (required if your lease is longer than three years) into your fixed monthly payment.
Yes, because car leasing is a form of vehicle finance, you will need to undergo a standard credit check. Finance providers use this to ensure that the fixed monthly payments are comfortably affordable for you. A good to excellent credit profile will give you the best chance of approval.
The initial rental is your first payment, made shortly after delivery, rather than a traditional deposit that you get back. It acts as an upfront payment that reduces your ongoing monthly costs. You can usually choose an initial rental equivalent to 1, 3, 6, or 9 months of your standard monthly payment. The higher your initial rental, the lower your subsequent monthly payments will be.
